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APRIL Construction Small COC & Renovation Insurance
APRIL Construction Small COC & Renovation Insurance Small COC & Renovation Insurance
APRIL Canada is pleased to offer a new insurance solution for small construction & renovation projects, to give your clients the flexibility to chose the best cover for their projects.
**Available for Ontario , Saskatchewan , Manitoba , Alberta , British Columbia , Prince Edward Island , New Brunswick and Nova Scotia
Target
Residential & Commercial properties up to 3 stories and 10,000 square foot.
- Ineligible properties: condemned, scheduled for demolition, located in a high crime area, modular, manufactured or mobile homes, row or town homes, historical buildings, green or experimental or any other non conventional buildings (ie. earth homes, dome homes, open pier, stilt homes).
- Ineligible projects: renovation after fire, theft or vandalism, extensive gutting or demolition, underpinning, raising, elevating, lifting or placing on pilings of an existing building or structure, lead, asbestos or other pollutant abatement, knob and tube or aluminium wiring or fuses.
Coverage
- Named or Multi Perils with ACV/RCV options
- Soft costs, property in transit & off site included for COCs
- Optional coverage available:
- Theft sublimit for building materials
- Sewer Backup sublimit options
- Earthquake coverage
Underwriting norms
- Projects values up to $2M
- Premises liability up to $2M
- 3, 6, 9 or 12 months policies
- Renovations:
- Project costs up to 150% of existing dwelling value
- Existing building value of $1M
- Outbuildings & content options up to 20% of the building value