8 tips when signing a lease with a student

The university semester is about to start, and you would like to rent your dwelling to students. Whether it is the first lease of your future tenants or if you already signed with students in the past, discover our advice to make this rental agreement a success and to protect your investment!

APRIL was given the “Five-Star MGAs 2020” award by Insurance Business Canada!

At APRIL, we understand that relying on a reputable MGA is key, and we are proud to announce that we were given the “Five-Star MGAs 2020” award by insurance business Canada!

How to prepare for a storm

Hurricane Dorian hit Canadian East coast hard in September 2019 and its passage impacted about 300 000 homes. We often know what to put in our emergency kit and how to protect ourselves, but protecting our homes and contents is not as obvious.

New business owners should consider insurance needs early

Seasoned small business owners across Canada likely know full well the value of continually monitoring their insurance situations to ensure that the policies they control are keeping up with their actual needs.

Who covers damages caused during renovations?

You will be doing some renovation work on your residence and you do not know what your home insurance policy covers. If a loss occurs, who covers what damages? What measures should be taken by you, before starting the renovation work?

Whether you plan to renovate your property yourself or if you use a contractor, you should be well-informed of your insurance coverages!

Edmonton fire shows why small businesses must be smart about insurance

Millions of small business owners across Canada may be aware of the many risks which would require an insurance claim their companies can face over time. But the thing that many may not consider is that as their companies grow and change, so too do their insurance needs as a whole.

Mandatory Continuing Education for construction starting on April 1, 2022

The amendment to the Regulation on the professional qualification of contractors and owner-builders imposes Mandatory Continuing Education from 16 to 32 hours every two years for the professionals concerned.

Fire safety as a landlord

12,000. That’s the number of residential fires each year in Canada. Most of the time, they are caused by distraction or inappropriate behavior or improper installation. As a landlord, you can’t control your tenant’s every single move but you can make sure that your property is equipped to face a fire.

Hiring consultants can create a cyber exposure

Across Canada, many consultants regularly do good, hard work for their clients and rarely encounter hiccups. However, when those problems do occur, they can create major issues for client and consultant alike, and they may be something for which the latter is held liable.