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Products 
Residential Non-Standard Financial Situation
Residential Non-Standard Financial Situation Non-Standard Financial Situation
**Available for Quebec and Ontario
Target
Whether you are new to Canada, a new homeowner, experiencing temporary difficulties or have a criminal record, it can be difficult to find accessible insurance when you don't have a situation that is considered regular. For all your clients with unique profiles, discover APRIL's solutions.
Coverage
- New to country
- Cancelled for non payment
- Insured with a gap of coverage
- Released bankruptcy
- Private or non-standard mortgages
- Property title in company name
- In posession of a criminal record (under eligibility criteria / Quebec)
- May be eligible to:
- Broad form
- Replacement cost
- Theft and vandalism
Underwriting norms
- For homeowners, condo owners and tenants across Canada
- Rehab program may be available upon renewal: more flexible terms (premium, deductible, coverage…)
- No credit score required
- Maximum coverage value
- Protected area: $1,125,000
- Semi-protected area: $720,000
- Unprotected area: $540,000
- Condo value and L.O. Contents $75,000