Products Commercial Realty Realty Insurance

Realty Insurance

The center of a building owner’s business is their property, so it’s critical to protect. Besides regular property maintenance and diligent tenant selection, appropriate insurance coverage is essential. Where standard markets increasingly shy away from these businesses due to a rise in claims frequency, older construction and other challenges, APRIL Canada stands out above the rest by continuing to underwrite the individual risk and provide tailor made terms and insurance solutions for your realty.

**Available for  Ontario Saskatchewan Manitoba Alberta  and British Columbia 

Target

Commercial, Industrial or Residential clients, including:

  • Shops & Stores
  • Offices
  • Bars, Restaurants
  • Apartments, Condos
  • Rented Dwellings
  • Vacant properties
  • Mixed use buildings

Coverage

  • Property-capacity up to $3 million including:
    • Buildings
    • Equipment & Machinery / Boiler
    • Business interruption / Rents
  • Flexible Liability Options up to $ 10 million including:
    • Owner’s Landlords & Tenants Liability
    • CGL
  • Comprehensive frills package including:
    • Building Ordinance & Law
  • Additional Coverage available:
    • Sewer back-up
    • Earthquake and / or Flood
  • Crime – including:
    • Employee dishonesty
    • Cash and value

Underwriting norms

  • Vacant or occupied
  • Named Perils or All Risk
  • OLT or CGL
  • Various constructions including frame
  • All levels of protection classes (protected, semi-protected and non-protected zones)
  • Claims

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