- Become a partner
- Claim
- Career
- APRIL ON
- APRIL Marine
- Language
- English
- French
- EN
- FR
Products 
Commercial Realty Lessors Risks
Commercial Realty Lessors Risks Lessors Risks
Discover our solution, designed to cover commercial buildings being leased or rented to others.
**Available for Ontario , Saskatchewan , Manitoba , Alberta , British Columbia , Prince Edward Island , Nova Scotia and Newfound Land
Target
- Risks with up to 100,000 square feet per location
- Applicant is the owner of all properties
- No structural renovations ongoing or planned during our policy term
- Any building height (over seven stories must have full sprinkler system)
Coverage
- Property values up to $3 million for FUS Grades 1–8 (coastal zones exclude wind and hail coverage)
- General liability limits up to $5,000,000 aggregate
- Hired and non-owned auto liability up to $5 million (limit must be equal to the general liability occurrence limit)
Underwriting norms
- No liability deductible
- Expanded definition of bodily injury to include sickness or disease caused by mental anguish or emotional distress
- Hostile fire exception to pollution exclusion
- Defense costs provided outside the limit of liability
- No cap on building height
- Credits available to:
- Applicant requiring all commercial tenants to name the applicant as an additional insured
- Applicant requiring the tenant to be responsible for general condition of pavement and curbs (including snow and ice removal)
- Availability of hired and non-owned auto liability coverage