Products Professionals & Businesses Jewellers’ Block & Fine Arts

Jewellers’ Block & Fine Arts

Target

  • Retail
  • Wholesailers
  • Manufacturers
  • Additional appetite for
    • Storage / bank vaults
    • Musical instruments
    • Fine art gallery & museums
    • Gemologists
    • Goldsmiths
    • Coin & stamp retailers

**Available for  Ontario Saskatchewan Manitoba Alberta  and British Columbia 

About

An extremely important coverage for businesses that retail and manufacture in jewellery or have precious stones excluded from their standard property policy.

Coverage

Product Advantages

  • Jewellers block
  • CGL
  • Business interruption
  • Tenant legal liability
  • Non-owned auto
  • No claims bonus
  • Cash on premises
  • Visual loss or damage on premises
  • Tenant betterments and furniture fixture coverage

    • Quote requirements
      • Completed application
      • Up to date loss history
      • Minimum stock of CAD $250,000
      • Minimum premium $1,500

Underwriting norms

Available Limits

  • Broad capacity for stock coverage
  • Up to $5,000,000 CGL
  • Up to limits of $50,000,000 in Excess
  • Access to all of the Lloyds syndicates that specialize in Jewellers’ Block for higher limits and referrals
  • Common Ineligible Characteristics
    • Risks with stock limits less than $250,000
    • Risks without a minimum class 3 burglary resistive safe
    • Locations without a monitored alarm system