Products APRIL Construction Janitorial Insurance

Janitorial Insurance

Janitorial service is a steady business that requires time and dedication. To establish oneself on the market you must appear trustworthy and organized to your clients. But not every janitorial service has the same needs which is why APRIL is offering an innovative insurance solution for janitorial companies with lots of optional add-on coverages!

**Available for  Ontario Saskatchewan Manitoba Alberta  and British Columbia 

Target

A specific offer for commercial, office or residential janitorial services up to 20 employees.

  • Floor waxing up to 50 percent of total operations
  • Subcontracted cleaning services up to 25 percent of annual sales
  • Ancillary operations such as lawn maintenance, landscaping, incidental interior painting, carpet and window cleaning, permitted up to 50 percent (combined) of annual sales
  • New to business
  • Business that experienced recent loss

Coverage

  • General liability up to $5,000,000
  • Loss (partial or complete) of equipment, limits up to $2.500 for damaged items and to $10.000 per lost items
  • Rental Reimbursement
  • Rental of replacement equipment, limits up to $250 per day
  • Key loss damage up to $25,000
  • Property damage extension, limits up to $200,000
  • Employee theft, limits up to $100,000
  • Ineligible risks include: working during open for business hours, handyman work, street cleaning and insurance claim response

Underwriting norms

  • Easy quoting process
  • Competitive rates
  • No general liability deductible
  • Direct bill and monthly payment option

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