Products Residential Vacant Homes Insurance

Vacant Homes Insurance

**Available for  Quebec Ontario Saskatchewan Manitoba Alberta  and British Columbia 

Target

A dwelling can be vacant for a multitude of reasons. Whether it is for sale, an inheritance, minor renovations, during the search for tenants, for a temporary vacancy (snowbirds, professional mutation, ...) or because of departure in a residence for elderly people, discover our offer for vacant dwellings.

Coverage

    Coverage varies by province for residentiel and commercial properties.

Underwriting norms

  • Minor renovations, excluding the modification of the building structure, maximum worth of 30% of the building value
  • Coverage still available if dwelling becomes occupied by the owner or tenants (Quebec only)
  • Endorsement available on homeowner’s policy for unoccupancy shorter than 3 months
  • Non-standard creditors are not accepted

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