Products Personal and commercial automobile Personal Automobile Insurance

Personal Automobile Insurance

Drivers and vehicle owners are often exposed to unforeseen risks that can affect not only their mobility, but also their financial situation. That's why our personal automobile insurance solution is specially designed to offer comprehensive protection for personal vehicles.

**Available for  Quebec 

Target

  • Primary driver residing in Quebec and holding a driver's licence issued by the Société de l'assurance automobile du Québec (SAAQ)
  • First-time insurance (Plumitif)
  • Suspended licence (Plumitif)
  • Negative driving record
  • Non-standard creditors or cancelled for non-payments
  • High claims frequency
  • Multiple Highway Safety Code violations

Contact
+1 (514)-789-2399
FR:ext. #2050 - EN: #2051

Coverage

  • FPQ 1 (owners forms)
  • À la carte coverage :
    • B2 or B3
    • FAQ 20, 27 or 34

Underwriting norms

  • Vehicle with no performance modifications
  • Vehicle with no autonomous driving system
  • Vehicule valued at $85,000 or less.
  • For applicants under 25 years old, vehicle valued at $50,000 or less
  • Vehicule used for personal purposes only.
  • Ineligible activities: parcel delivery, passenger transportation, food delivery, travel to construction sites or forestry territories
  • Vehicle used outside Quebec for less than 30 consecutive days or less than 20% of total annual use
  • Non-recreational vehicle
  • Vehicle less than 25 years old
  • Vehicle with no right-hand drive
  • Vehicle not used for short-term rental
  • The applicant must be the primary user of the vehicle, except in cases involving a direct family relationship