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Products 
Personal and commercial automobile Personal Automobile Insurance
Personal and commercial automobile Personal Automobile Insurance Personal Automobile Insurance
Drivers and vehicle owners are often exposed to unforeseen risks that can affect not only their mobility, but also their financial situation. That's why our personal automobile insurance solution is specially designed to offer comprehensive protection for personal vehicles.
**Available for Quebec
Target
- First insured
- Court record (Plumitif)
- Non-standard creditors or cancelled for non-payment
- Frequency of claims
- Multiple traffic violations
- Quebec resident
- Holds a driver’s license issued by Quebec
Coverage
- FPQ 1 (owners forms)
- À la carte coverage :
- Chapter A, B2 or B3
- FAQ 20, 27 or 34
Underwriting norms
- Vehicle without performance modifications.
- Vehicle without autonomous driving systems.
- Excluded activities: parcel delivery, passenger transport, driving on construction sites and in forested areas.
- Vehicle used outside Quebec for less than 30 consecutive days.
- Vehicle used outside Quebec for less than 20% of total annual use.
- Non-recreational vehicle.
- Vehicle less than 25 years old.
- Vehicle without right-hand drive.