Products Personal and commercial automobile Insurance for delivery companies

Insurance for delivery companies

Target

  • Driver over 22 years old
  • Driver with more than one year of experience
  • New in business
  • Cancelled for non-payment
  • Newcomer
  • Insurance interruption
  • Claims frequency
  • Non-standard creditors
  • Negative driving record
  • Insured holding a police record
  • License suspension, including impaired driving
  • Multiple Highway Safety Code violations
  • Discharged bankruptcy

**Available for  Quebec Ontario Saskatchewan Manitoba Alberta  and British Columbia 

About

The key to the success of mail, package, newspaper or meal delivery companies is the speed and reliability of each delivery. This is also what APRIL Canada is committed to offering your clients with insurance that is adapted to their reality.

Contact
Quebec
+1 (514)-789-2399
FR:ext. #2040 - EN: #2041
ON & Western Canada
+1 (437) 317-0477
FR:ext. #2040 - EN: #2041

Coverage

  • Cargo
  • Commercial General Liability
  • $5,000 limit for rental of a replacement vehicle
  • Civil Liability Insurance up to $2,000,000
  • Couriers: insurance limits up to $150,000
    • Between $50,0001 and $150,000 : minimum of 3 years in business required
    • $50,000$ and under : minimum of 2 years in business required

Underwriting norms

  • Quebec-based operations, up to 20% exposure outside Quebec (Ontario and the Maritimes)
  • Rehabilitation program available for certain renewals (more flexible premiums)
  • Stand-alone policy
  • Current vehicle value up to $200,000
  • Non-recreational vehicle
  • Vehicle not used as an emergency vehicle
  • No transportation in the United States
  • Vehicle less than 25 years old
  • No transportation of logs, hazardous materials, waste/scrap, live animals, boats, hanging meat, or containers of more than 4 vehicles