Insurance for garage owners

Products

Personal and commercial automobile

Garage owners insurance

Target

Mechanics' garage
Mobile mechanics
Towing
Sale of second-hand vehicles
Car wash
Non-eligible risks : repair garage for racing vehicles or vehicles modified for performance (tuning...), short-term vehicle rental, sale of new vehicles, sale and repair of recreational vehicles (motorcycles, snowmobiles, trailers, ATVs, etc.), import-export, vehicle storage garage, garage operated from a residential yard, except for mobile repair or towing, self-service car wash

Talk to our underwriters

**Available for Quebec

About

Garage owners are responsible for their customers' vehicles, and it is sometimes difficult to find suitable insurance. To give them the peace of mind they need, APRIL offers your automotive clients an all-in-one package that covers property, liability, entrusted vehicles, and professional vehicles, whether they are new in business, have a police record or a high claims frequency, or have simply missed a premium payment.

Contact

FR: souscriptioncommercialqc@april.ca

+1 (514)-789-2399

FR:ext. #2040 - EN: #2041

Coverage

FPQ1
FPQ 4, up to $200,000 per vehicle
Property Insurance
Commercial Liability

Underwriting norms

Quebec-based operations, up to 20% exposure outside Quebec
Rehabilitation program available for certain renewals (more flexible premiums)
No online vehicle sales
No sales in the United States
No short-term or long-term rental
No vehicle storage garage
Welding must not represent more than 25% of revenue
No sale of new vehicles, including new parts
No sale of antique or modified vehicles
Tire sales must not represent more than 25% of revenue
Service and courtesy vehicles:

Current vehicle value up to $200,000