Products APRIL Construction Contractors / CGL Insurance

Contractors / CGL Insurance

Contractors spend time and money to grow their business and provide expertise to clients in their chosen profession. Working in and around the customer’s property, having the proper insurance is essential to making sure that if anything goes wrong the company is adequately protected. APRIL’s Contractors insurance is designed to provide flexible options for Contractors to ensure their business is protected.

**Available for  Quebec Ontario Saskatchewan Manitoba Alberta  and British Columbia 

Target

General and specialized construction, renovation, installation and service contractions including but not limited to :

  • General contractors
  • Painters
  • Carpentry and mansonry
  • Sign installers
  • Pool installers
  • Welders
  • Landscaping
  • Windows / Doors / Awnings
  • Exterior coating
  • Electricians
  • Millwright
  • Decorators
  • Welders

Coverage

The program includes:

  • Civil General Liability

Coverage Extensions – included in most policies
  • Faulty Workmanship
  • Contractors E&O
  • Fungi & Fungal Derivatives
  • Pollution
  • Care, Custody and Control

Additional coverages
  • Contractor's equipment
  • Installation floater
  • Building and Contents
  • Goods extended warranty
  • Cyber and data
  • Legal expenses

Underwriting norms

  • New in business accepted, with 3 years in business or related experience
  • Liability up to $5 million
  • Deductibles from $ 1,000
  • $750 minimum premium

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