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Products 
Residential Seasonal and Secondary Homes insurance
Residential Seasonal and Secondary Homes insurance Seasonal and Secondary Homes insurance
A home away from home isn’t just an escape, it’s an investment – and one which can be challenging to protect – whether it’s in another province, difficult to get to, or rented when not in use.
**Available for Quebec and Ontario
Target
Secondary and seasonal home coverage is for owner-occupied homes or short or long-term rentals, whether or not the owner lives in Canada. The offer also applies to cabins and condos.
Coverage
- Homeowners form available, broad or named perils
- Replacement cos based on eligibility
- Premises liability up to $2 million
- The Appliance Warranty, available as an add-on on any Residential APRIL policy
- 3-appliance plan for $134
- 5-appliance plan for $189
- If the appliance is not repairable, the landlord can buy a new one from a very extensive catalog at discounted price
Underwriting norms
- Unprotected, remote, island and log risks considered
- Premiums starting at $600
- Maximum coverage value
- Protected area: $1,125,000
- Semi-protected area: $720,000
- Unprotected area: $540,000
- Condo $75,000