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Products 
Professionals & Businesses Product Contamination Insurance
Professionals & Businesses Product Contamination Insurance Product Contamination Insurance
Food and drink companies in Canada are experiencing a wide range of changes in their risk environment from regulatory change, cross-border exposure, media and consumer scrutiny, rising standards of food safety – all leading to an increase in the frequency and severity of recalls.
**Available for Ontario , Saskatchewan , Manitoba , Alberta and British Columbia
Target
- Food and drink manufacturers
- Retailers
- Distributorsmporters and co-packers
- Importers
- Co-packers
Coverage
Coverage Features
- Loss of gross profits
- Recall expenses
- Rehabilitation costs
- Replacement expenses
- Destruction costs
- Third party recall expenses
- Consultant costs
- Additional cover available for:
- Government recall
- Adverse publicity
- Customer’s loss of profit
- Product Recall Liability damages
- Available both stand-alone or with APRIL’s manufacturing package
Coverage Triggers
- Accidental contamination
- Malicious product tamper
- Mislabeling
- Product extortion
- Government recall
Underwriting norms
- $ 300m + capacity available
- Minimum premium $ 10,000