Products Residential Long-term rented residences and condos

    Long-term rented residences and condos

    When renting out their property, owners need to be sure that their insurance protects their investment against the risks they face.

    Online on APRIL ON
    **Available for  Quebec  and Ontario 

    Target

  • Newcomer
  • Cancelled for non-payment
  • Estates, new business accepted
  • Lapse in coverage
  • Discharged bankruptcy
  • Non-standard and/or multiple creditors
  • Title deed in the name of a company
  • Claims frequency
  • Quebec only: standalone risk, 6 units or less, maximum of 2 creditors
  • Ontario and Western provinces only: maximum of 3 owners for a title deed in the name of a company

    • Contact
    Quebec
    FR: souscriptionresidentiel@april.ca
    EN: underwritingresidential@april.ca
    +1 (514)-789-2399
    FR:ext. #2060 & EN: #2061
    Ontario & Western Canada
    EN: underwritingresidential@april.ca
    FR: souscriptionresidentiel@april.ca
    +1 (437) 317-0477
    FR:ext. #2060 & EN: #2061

    Coverage

    • Rental value available
    • Landlords' contents
    • All-risks package if dwelling is eligible
    • Replacement cost
    • Coverage limits:
      • $1,500,000 for a building located in a protected area
      • $1,100,000 for a building located in a semi-protected area
      • $750,000 for a building located in an unprotected area
      • $75,000 for a condo

    Underwriting norms

    • Flood damage is not eligible
    • Heritage homes are not eligible

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