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11 May 2022
Discover our new products dedicated to all your travel professionals
To prepare the travel and events season, think about APRIL for all your travel professionals to offer them a dedicated protection.
As the warmer temperatures approach, people are starting to book travel and tours. Think about APRIL for all your travel professionals! With more people planning events and recreational trips, those professionals that plan these activities are in greater demand. We have a product specifically dedicated to protecting your Travel Agents, Event Planners, and Tour Operators.
Available limits
- Errors and omissions up to $5 million occurrence/$5 million aggregate
- General liability available up to $5 million occurrence/$5 million aggregate
- Business personal property up to $500,000
- Business income up to $50,000
- Hired and non-owned automobile coverage up to $5 million
Deductibles
- Errors and omissions starting at $0
- General liability deductible is $0
- Property deductible starts at $2,500
Advantages
- Defence outside the limit of liability
- Coverage for independent contractors as insureds when working for the named
- Coverage for independent contractors as insureds when working for the named insured for most accounts
- Full prior acts coverage available for first-time purchasers for most accounts
- Coverage available for intellectual property
- Coverage available for defence of sexual abuse or molestation
- Punitive damages coverage where insurable by law
- Worldwide coverage for wrongful acts subject to claim made within Canada, U.S. and its possessions
- Softened hammer clause of 75/25 in favour of the insured
- Final adjudication wording
- $25,000 third-party discrimination sublimit on most classes
- Automatic additional insured coverage for parent company
- Option to package errors and omissions with general liability and property (available for most risks)
Ineligible risks characteristics
- No specialists in selling adventure tours/packages or Spring Break/Young Adult/Active Sport tours/packages or special access to high profile events (World cup, Super bowl etc.)
- No charted bus, plane or yacht companies
- Tours providers in Canada or the US but can consider some work internationally depending on the type of tour (walking versus boat, air etc.). Walking type tours are preferred.